Finding the best car insurance online does not entail looking at the cost of the policy alone. It includes discovering the difference between its responsiveness in accident claims and its reputation in paying the “claims” mentioned in your auto insurance policy. You need to secure all of this information; otherwise, the low policy rate it may provide you will not offer as much savings as you thought it would bring.
The State Insurance Department
Go visit the website of the state insurance department. It will provide you the current status of the auto insurance company including any public notices of request, approvals, and rate hikes.
The Company Ratings
Stick with companies that have AAA rating rather than those with BBB. Be keen and look into company ratings offered by reputable sites. Insurance providers will not pull themselves down. You will not see their weaknesses posted on their site, but if you know proper research then you will see the reality behind their posted advertisements easily.
Public Access to Court Electronic Records (PACER)
It is great that insurance industry lawsuits can be seen in PACER. It is maintained by no less than the Administrative Office of the United States Courts, therefore it offers credible source of information. The fee per page is cheap in comparison to the security alert it will provide you.
Maximize the power of the internet. Do your research wisely and it will help you find the most reliable auto insurance company for your needs.