You can’t do anything about your age. You are considered a high-risk driver on the road since you belong to the age young professional’s teen bracket. Nevertheless, if you follow these tips then you may still find a few good discounts that will help lower your premium rate.
Purchase a Safe Car
Buy a not so expensive car equipped with security alarms. Most car insurance company give discounts for these types of car because it lessens the possibility of car theft, which is one of the common problems in the auto insurance industry. If you wish to learn more about the perfect vehicle to use then you may visit the website of Insurance Institute for Highway Safety and be alert on the best car for you.
Study Hard and Maintain an Excellent Academic Record
Motivate your kids to maintain getting good grades, which is a minimum of B average in their high school and college years. If you present a minimum of 12 credits with these kinds of ratings then your car insurance company would deem you worthy to be given a few discounts off your premium rate.
Comprehensive and Collision Deductible of a Minimum of $1000
Do not be too scared to raise your deductible. The road is a scary place for young drivers, but as long as you remain alert while on the driver’s seat and never drive under the influence of alcohol and drugs, then you would probably be safe for the entire year. Car insurance are only necessary if you encounter road accidents. Be a responsible driver and you will not need their assistance for the entire year while you remain under the bracket of teen drivers.