You can't do anything about your age. You are considered a high-risk driver on the road since you belong to the age young professional's teen bracket. Nevertheless, if you follow these tips then you may still find a few good discounts that will help lower your premium rate.
Purchase a Safe Car
Study Hard and Maintain an Excellent Academic Record
Comprehensive and Collision Deductible of a Minimum of $1000
Do not be too scared to raise your deductible. The road is a scary place for young drivers, but as long as you remain alert while on the driver's seat and never drive under the influence of alcohol and drugs, then you would probably be safe for the entire year. Car insurance are only necessary if you encounter road accidents. Be a responsible driver and you will not need their assistance for the entire year while you remain under the bracket of teen drivers.