Finding the best car insurance online does not entail
looking at the cost of the policy alone. It includes discovering the difference
between its responsiveness in accident claims and its reputation in paying the "claims”
mentioned in your auto insurance policy. You need to secure all of this
information; otherwise, the low policy rate it may provide you will not offer
as much savings as you thought it would bring.
The State Insurance Department
Go visit the website of the state insurance department. It
will provide you the current status of the auto insurance company including any
public notices of request, approvals, and rate hikes.
The Company Ratings
Stick with companies that have AAA rating rather than those
with BBB. Be keen and look into company ratings offered by reputable sites. Insurance
providers will not pull themselves down. You will not see their weaknesses
posted on their site, but if you know proper research then you will see the
reality behind their posted advertisements easily.
Public Access to Court Electronic Records (PACER)
It is great that insurance industry lawsuits can be seen in
PACER. It is maintained by no less than the Administrative Office of the United
States Courts, therefore it offers credible source of information. The fee per
page is cheap in comparison to the security alert it will provide you.
Maximize the power of the internet. Do your research wisely
and it will help you find the most reliable auto insurance company for your