The minimum state requirement for auto insurance policy may not
include the need to purchase personal injury protection, but if you wish
absolute financial assistance when faced with an automobile accident; then it
is the perfect coverage to choose.
What is Personal Injury Protection?
Personal Injury Protection or No-Fault Coverage is the
policy, which allows payment of medical expenses for both the driver and the
passengers involved in the accident regardless of who is at fault. It also
includes lost wages up to a certain limit of time, but the financial
compensation due to pain and suffering is not covered.
If you fail to realize the importance of this policy and is
already facing the need to pay for your medical bills, then the other option
you may use is the letter of protection. It serves as a guarantee presented to
the hospital, which is prepared by your lawyer, that you will pay all the bills
immediately after receipt of the settlement fund. Unfortunately, all doctors do
not generally accept this.
Shop wisely when choosing your car insurance policy. Measure
the risks of driving on the road. Be secured and protected. Ask for additional
information from your chosen insurance provider before signing the car insurance policy.