All drivers are required to carry an auto insurance policy,
including teen drivers; however, the premium applied to teen drivers is more
expensive in comparison to adult drivers. How then will your kids purchase one
It is hard not to blame the insurance providers for
calculating policies in this manner. Most of the car accidents recorded have
been associated with reckless teens on the road and as part of the safety
measures, car insurance companies will charge them more. Fortunately, your kids
have the option to have their policy included in yours. Do you think you should
gamble on this?
You will have no other choice. If your child intends to
drive your car, then it is best if you will give him the permission to share
with your policy. The only thing you can do is to constantly remind him not to
drive under the influence and always keep his eyes on the road. Consider it the
last gift you can give him before he becomes fully independent. Inform your
car insurance provider of his inclusion in the policy and fulfill all the
requirements that have to be submitted to make it official.